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๐Ÿง‘โ€๐Ÿฆณ How Our Aging Population Affects Investment And Wealth Strategies Thumbnail

๐Ÿง‘โ€๐Ÿฆณ How Our Aging Population Affects Investment And Wealth Strategies

The U.S. population, like those of many developed countries, is aging. According to the latest Census figures, a major shift occurred over the past two decades in which the share of the population under 50 declined, especially among those of prime working age. Even the youngest baby boomers are nearing retirement age, while the oldest are almost 80. And while millennials have come of age and now outnumber boomers, that hasn't been enough to prevent the average age in the U.S. from shifting from 35.4 in 2000 to 38.8 today. What could these trends mean for the economy and markets in the future?

We discuss in this episode of The Wealth Effect Podcast:
๐Ÿ“Š  U.S. Population Distribution
๐Ÿงฎ  U.S. Life Expectancy
โš–๏ธ  Balancing Portfolio Risk & Reward


Matt Faubion, CFPยฎ

Founder - Wealth Manager

Show notes and charts:

The U.S. population is aging

Higher life expectancies increase longevity risk

Portfolios should be constructed with longevity risk in mind

The bottom line: Demographic trends are a headwind to economic growth, while longer life expectancies increase longevity risk for individuals. Holding an appropriate portfolio to balance these risks while emphasizing an adequate, and likely increased, savings rate will go a long way for investors to achieve their financial goals.

What is the proper portfolio strategy for you as an investor and your wealth plan? Let's find out - Reach out through the link below to start the first step in our complimentary risk and portfolio evaluation! 

๐Ÿ“Š Complimentary Risk & Portfolio Evaluation

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