Investing is a journey filled with highs and lows, excitement, and sometimes disappointment. When you hear about the stock market's latest superstar—those tech giants or trendy startups that are doubling or tripling in value—it can be tempting to pour all your money into a single investment in hopes of striking it rich. Yet, seasoned investors and financial advisors often preach the wisdom of diversification.
Gearing up for an exciting IPO? In the dynamic world of tech startups, pre-IPO employees have a unique opportunity to build substantial wealth through their company's equity compensation.
Many people assume that their money is "safe" in cash because it's not exposed to the ups and downs of the stock market. But this perceived safety is an illusion. By not investing your money, you're effectively guaranteeing a loss in purchasing power over time.
When working at a tech company in its early stages, a common tax tactic used by the founders and executives around their equity compensation is the 83(b) election. Yet, even today, many in the tech world are unaware of this potentially potent tax-saving strategy, no less know when it is appropriate to deploy.
Between high contribution limits, tax advantages, and potential employer matching, a 401(k) can be a home run for your retirement savings. But if you've moved on from your 401(k) employer or are planning a transition soon, do you feel prepared to handle your retirement plan?
Investing in the stock market often brings to mind images of high-risk, high-reward scenarios—where fortunes are made and lost in the blink of an eye. This has led many to believe the stock market is much like a casino, where the odds are stacked against the player.
Stock options are a core component of many compensation packages, especially for technology executives. Among the various types of stock options, Non-Qualified Stock Options (NSOs) are a popular choice.
Investors are naturally concerned about the market's direction, especially as the presidential election season heats up and the Fed prepares for its first rate cut this cycle. For those with decades until retirement, it's critical to start early and hold the right mix of assets that can generate sufficient growth.
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The S&P 500 has reached a new all-time high, coming full circle in just two years, despite growing uncertainty around the economy, the path of Fed rate cuts, and rising interest rates. Outside of traditional asset classes, Bitcoin also recently reached its highest level in two years, following last year's run-up. This has been fueled by the broader rally in risk assets and the much-anticipated approval of Bitcoin ETFs by the U.S. Securities and Exchange Commission (SEC).